Best FAB Credit Cards in UAE 2025 – Rewards, Cashback, Travel
The FAB Cashback Credit Card rewards you with 5% cashback when you spend on food, groceries, or retail. If you want cashback or travel benefits, use it today.
Our FAB Share Credit Card offers up to 7% back on Carrefour, VOX Movies, and Ski Dubai. It also offers flexible 0% payment plans, exciting lifestyle discounts, and seamless digital banking.
Apply now for your FAB World Elite Credit Card and enjoy lounge access, free airport rides, and complete travel insurance coverage. Also Read About FAB Balance Check
What is a FAB Credit Card?
FAB credit cards are debit cards issued by First Abu Dhabi Bank (FAB), the largest bank in the UAE. Each card offers a different set of benefits tailored to the cardholder’s lifestyle and spending habits. With Fab, you can get 5% cashback and rewards on groceries, dining, and fashion. Travel, lifestyle, digital banking, etc., are discounted.
FAB offers a wide range of credit cards. Including Cashback Credit Cards, Elite Credit Cards, and co-branded options such as Etihad Guest credit cards. These cards are tailored to your individual spending and lifestyle needs.
Top FAB Credit Cards and Their Benefits (2025)
The following is a list of different types of credit cards.
1- FAB Cashback Credit Card
- Benefits: Earn up to 5% cashback on food, supermarket shopping, and fashion purchases.
- 1% cashback on all other spending categories.
- Ideal for families and individuals who want to turn daily expenses into rewards.
- Enjoy cinema ticket deals and regular lifestyle discounts.
- Ideal for: Everyday spenders who love saving on groceries, dining, and fashion.
2- FAB World Elite Credit Card
- Benefits: Complimentary airport lounge access at hundreds of airports worldwide.
- Free airport transfer services in the UAE.
- Includes global travel insurance and valet parking at select venues.
- Access to exclusive travel and lifestyle experiences.
- Ideal for: Luxury travelers and frequent flyers.
3- FAB Platinum Credit Card
- Benefits: Up to 7% back in SHARE points when you spend at Carrefour, VOX Cinemas, Ski Dubai, and more.
- Convert points into shopping vouchers or free movie tickets.
- Flexible 0% installment plans on big-ticket purchases.
- Use your SHARE points easily through the app.
- Ideal for: Shopping lovers and moviegoers.
4- FAB Etihad Guest Credit Card (Co-Branded)
- Benefits: Earn Etihad Guest Miles for every AED you spend.
- Get a welcome bonus of up to 55,000 miles (on Anant variant).
- Enjoy priority check-in, free seat upgrades, and access to Etihad lounges.
- Perfect for loyal Etihad travelers who want premium travel perks.
- Ideal for: Etihad Airways passengers and frequent travelers.
5- FAB Share Credit Card (Co-Brand)
- Benefits: Get up to 7% in points at Carrefour, Vox Cinema, and Ski Dubai.
- Ideal for: Business owners and entertainment seekers.
6- FAB Anant Credit Card
- Benefits: Services are provided, and exclusive travel agreements are negotiated.
- Ideal for: Those who wish to enjoy elite privileges and have high network value.
7- FAB Titanium Credit Card
- Benefits: Discounts on food, shopping, and entertainment.
- Ideal for: Users who want flexibility and value at a reasonable price.
8- FAB Manchester City Credit Card (Co-branded)
- Benefits: Access exclusive match-day experiences and fan events.
- Discounts on Manchester City merchandise and tickets.
- Show off your passion for football while earning rewards.
- Ideal for: Football fans in the UAE.
9- FAB Islamic Credit Card
- Benefits: Fully Shariah-compliant with ethical financing.
- Earn cashback on select categories.
- Enjoy annual travel benefits and secure Islamic banking services.
- Ideal for: Shariah-compliant banking customers.
Best FAB Credit Cards in UAE (2025)
1. FAB Cashback -Credit Card
- Salary Requirement: AED 5000
- Fee: 300 AED per year
Top Benefits
- You can earn 5% cash back on groceries, food, and fashion.
- The international expense ratio is 3%.
- All other purchases will be charged 1%.
- A cinema ticket recruiter was hired.
2. FAB World Elite Credit Card
- Salary: AED 50,000
- Fee: 1,500 AED per year
Top Benefits
- Providing honest access to airport lounges
- A free airport transfer is provided
- Travel insurance around the world
- A valet parking service and luxurious permits are available
3. FAB Ratna Titanium Card
- Salary: AED 8000
- Fee: 315 AED (first year free)
Top Benefits
- For Ratna Education school fee payments, we are offering 4.25% cash back
- Tuition fees with 0% installments
- Parents will find this ideal
4. FAB Etihad Guest Anant Credit Card
- Salary requirements: AED 30,000
- Fee: 2500 AED per year
Top Benefits
- The Etihad Welcome Miles are worth 55,000
- The value of each AED 10 is 7.5 Etihad Guest Miles
- Access to Honor lounges around the world
5. FAB Del Credit Cards – Choose from Standard, Platinum & Signature
- Salary requirements: AED 5,000 – 30,000
- Fee: 315-1050 AED per year
Top Benefits
- Get 7% Cashback on CarreFour
- Discounts on Vox Cinemas and Ski Resorts in Dubai
- Every purchase earns you a share
6. FAB Manchester City FC Card
- Salary Requirement: AED 5000
- Fee: 315 AED per year
Top Benefits
- Event access for Manchester City fans
- Tours of the stadium and matchday experiences
- Fans of football will love this
7. FAB Blue & Anant Cards – Exclusive Al-Fatima Editions
- Salary Requirement: AED 40,000
- Fee: Free per year
Top Benefits
- Cashback of 5% in all Fatt hours
- Special discounts on travel surpluses and lifestyle products
- There are a lot of advantages to owning a shop with Loyal al-Futtaim
8. FAB Platinum Credit Card
- Salary Requirement: AED 8000
- Fee: 500AED per year
Top Benefits
- The maximum number of FAB Rewards you can earn per AED is two
- Airport salons are free of charge
- Plans with 0% interest and balance transfers
FAB Credit Cards 2025: A Complete Guide to Types, Requirements, and Fees
Find the most suitable credit card for your lifestyle with First Abu Dhabi Bank (FAB)’s wide range of credit cards. Each card includes detailed salary requirements and annual fees that match your financial needs.
| Credit Card | Min. Salary (AED) | Annual Fee | Benefit |
|---|---|---|---|
| FAB Cashback Card | 5,000 | 300 AED | 5% cashback on daily essentials |
| FAB World Elite Card | 50,000 | 1,500 AED | Lounge access + free airport rides |
| FAB Share Credit Card | 5,000 – 30,000 | Free – 1,500 AED | Up to 7% back in SHARE points |
| FAB Etihad Guest Anant Card | 30,000 | 2,500 AED | 55,000 welcome miles |
| FAB Manchester City Card | 5,000 | 315 AED | Fan events + stadium tours |
| FAB Manchester City Card | 8,000 | Varies | Cashback + ethical banking |
FAB Bank Credit Card Eligibility: Meeting the Requirements for Approval
You can choose from a wide range of credit cards from First Abu Dhabi Bank (FAB), each with specific minimum salary requirements and annual fees fitted to your financial lifestyle.
- FAB Etihad Guest Platinum Credit Card: AED 8,000
- FAB Low-Priced Credit Card: AED 10,000
- Your Titanium Credit Card: AED 5,000
- Manchester City Titanium Credit Card: AED 5,000
- Blue Fab Anant Card for Al-Futime : AED 40,000
- Blue Fab Airtime Signature Credit Card: AED 15,000
- Blue Fab Platinum Al Futime Credit Card: AED 8,000
- FAB Platinum Lifestyle Credit Card: AED 12,000
- FAB Cashback Credit Card: AED 5,000
- FAB Share Standard Credit Card: AED 5,000
- Fab Share Platinum Credit Card: AED 10,000
Nationality: There are two options for the applicant:
- Residents of the UAE
- Citizens of the UAE
Employment Status: Candidates must be:
- Employed as salaried employees
- Individuals with their businesses
Credit Score: You must have a high credit score.
How to Apply for an FAB Credit Card: A Simple Step-by-Step Guide
Choose the correct credit card
The FAB offers a variety of credit cards, including Cashback, Etihad Guests, and Elite. Learn about the benefits and fees of each card.
Considered selectability
Use a card only if you meet the eligibility requirements, such as minimum wage and age limits.
Collect the required documents
- It is a valid Emirates ID (for UAE citizens).
- You will need a valid passport and proof of residency (if you are an immigrant).
- Salary or wage transfer confirmation from your employer.
- An assignment with a bank (typically from the past 3-6 months).
- Verify your address with this tool.
- You must have a business license (if you are self-employed).
Search Online
- FAB Website: The official FAB website offers an online application process where you can choose a credit card, fill out the form, and upload the required documents.
- Mobile app:If you are using the FAB Mobile App, you can apply for credit cards by logging in, selecting the card you want, and following the steps.
- Third-party platforms: Make sure you choose a reputable website that offers credit card application services for several banks, including FABS.
Visit the bank.
You can apply in any FAB branch for the person you are looking for. You will need to bring the required documentation.
Waiting for Approval
The FAB will verify your eligibility once you have submitted your application.
It may take a few days depending on your bank’s processing schedule. If your application is approved, you will receive an approval notification.
Get your Card
The FAB Credit Card will be mailed to your registered address as soon as it has been approved. You will need to activate the card.
Managing Your FAB Credit Card: Tips for Smart Usage
- Activate Your Card – You can activate your new card via the FAB Mobile App, website, or by calling customer service.
- Track Your Spending – Use the FAB Mobile App to keep track of your expenditures and set limits.
- Pay Your Bills on Time – Avoid late fees by setting up auto-debits or reminders.
- Check Monthly Statements – Regularly review your transactions and rewards.
- Update Personal Info – Make changes to your contact information through the app or branch.
- Report Lost Cards – Block and replace lost/stolen cards as soon as possible using our app or by calling us
- Use Offers & Rewards – Take advantage of FAB promotions to redeem cashback.
FAB Credit Card Fees Explained: A Detailed Breakdown
The following is a list of the standard fees associated with each FAB credit card.
- The annual fee on the card ranges from AED 0 – AED 1,500 (depending on the type of card)
- The late payment fee is AED 241.50
- Fee for cash advances of 3.15% (minimum of 105 AED)
- The foreign currency exchange fee is 2.49 percent
- Monthly interest rate of up to 3.50%
FAB Credit Cards: Explore the Top Benefits & Offers
- Cashback Rewards – Earn up to 5% back on groceries, dining, clothing, and more.
- Airport Lounge Access – Receive complimentary access to premium airport lounges around the world.
- Travel Perks – Free airport transfers, travel insurance, and valet parking are all included.
- Easy Payment Plans – 0% installments on school fees, electronics, and travel.
- Exclusive Discounts – Book tickets, eat, shop, and enjoy (e.g., VOX Cinemas, Carrefour).
- Etihad Guest Miles – Earn bonus miles and travel rewards when you use co-branded Etihad Guest cards.
- Secure Mobile Banking – Get immediate access to your card balance and spend via the FAB Mobile App.
- No Annual Fee Options – Some cards do not charge an annual fee or waive it for the first year.
Final Thoughts
The FAB credit cards offer great value by providing 5% cashback on food, groceries, and retail purchases. This guide explains the different types of cards available and highlights their rewards and discounts. In addition, FAB offers incredible deals on travel, bills, and more.
We will look at various types of credit cards, such as the Cashback Card, Shopping Lifestyle Card, and FAB Elite Credit Card, as well as the best ways to apply for these cards. You can use some of these cards in the UAE and internationally, providing you with fantastic offers no matter where you go.
