FAB Payit App: Features, Benefits & How to Use It

FAB Payit was launched to support the UAE’s ambitious digital transformation goals. Since its inception, it has grown significantly in popularity, particularly due to its easy interface, fast transaction speed, and broad utility, ranging from retail payments to government services.

What is the FAB Payit App?

The FAB Payit App is a cutting-edge digital wallet and mobile payment solution launched by First Abu Dhabi Bank (FAB), one of the UAE’s leading financial institutions. Designed to streamline digital transactions, FAB Payit enables users to send and receive money, pay bills, shop using QR codes, and even transfer funds internationally—all from their smartphones. Also Read FAB Balance Check

Unlike conventional banking apps, FAB Payit doesn’t require FAB accounts. It’s open to all UAE residents, making it a truly inclusive digital payment platform in the country.

How FAB Payit Works

Step-by-Step User Journey

• Download the app from the App Store or Google Play.
• Register using an Emirates ID and mobile number.
• Link your bank account or card to add funds.
• Start using FAB Payit to send money, pay bills, or make purchases.

Supported Devices and Platforms

FAB Payit is compatible with:

• iOS (iPhone 7 and above)
• Android (Version 8.0+)
• It supports both smartphones and tablets.

Also Read About FAB iSave Account: A smart digital savings account

Key Features of the FAB Payit App

1- Peer-to-Peer Payments

• Users can instantly send or request money using a phone number or QR code. It eliminates cash or lengthy IBAN transfers.

2- Bill Payments & Mobile Recharge

• Pay your Etisalat, DU, DEWA, and international mobile top-ups within seconds. You can also schedule recurring bills for hassle-free automation.

3- UAE Pass Integration

• FAB Payit supports UAE Pass for secure identity verification, making registration and authentication seamless and safe.

4- Contactless Payments via QR Code

• Whether you’re at a grocery store or a café, scan the merchant’s QR code and pay on the go—fast, secure, and paperless.

Benefits of the FAB Payit App

Speed and Convenience

• From splitting a dinner bill to topping up your phone, everything is just a tap away. No queues, no paper, no hassle.

Security Features and Encryption

• End-to-end AES 256-bit encryption, biometric login, and two-factor authentication (2FA) ensure your money’s safety.

Cashback and Rewards Programs

• Enjoy periodic cashback promotions and discounts at partner merchants. Some offers are exclusive to FAB Payit users, adding extra value.

Also Read About Best FAB Credit Cards 2025 – Rewards, Travel & Cashback

How to Download and Register on FAB Payit

1. Click on the App Store (iOS) or Google Play Store (Android).
2. Search for FAB Payit App.
3. Click on Download and open the app after it has been downloaded.
4. Register using your mobile number and Emirates ID.
5. Follow the KYC steps and you’re ready to get started.

Linking Bank Accounts and Cards

FAB Payit supports:

• FAB accounts
• Other UAE local bank accounts
• Credit/debit cards

Steps to the link:

1. Click on the ‘Wallet’ section.
2. Tap on ‘Add a Card/Account’.
3. Enter details and authenticate.

Also Read About FAB Mobile Banking UAE: All-in-One Smart Finance App

Sending and Receiving Money Using Payit

To send money:

• Choose a recipient from the contacts.
• Enter the amount
• Confirm and send

To receive money:

• Share your Payit QR code
• Sender scans it
• Funds are transferred instantly

Paying Bills and Recharging Mobile

FAB Payit makes it easy to manage utility and mobile expenses. Whether you’re paying your Etisalat or Du mobile bill or topping up your international mobile number, the app supports a wide variety of services.

Supported Billers:

• Telecommunications: Etisalat, Du
• Utilities: DEWA, SEWA, ADDC
• Salik recharge and Nol card top-up

International Transfers with FAB Payit

FAB Payit also supports international remittances, a feature particularly useful for expats in the UAE.

Key Highlights:

• Competitive exchange rates
• Real-time transfer status tracking
• Supported countries include India, the Philippines, Pakistan, Egypt, and more

How It Works:

• Choose the recipient country
• Enter the recipient details and amount
• Choose the payout method: Bank account or cash pickup
• Confirm and send

FAB Payit Wallet & Virtual Card

FAB Payit includes a built-in wallet where users can store money, and a Virtual Prepaid Mastercard that works for online purchases.

Wallet Benefits:

• Instantly reloadable via bank or card
• Can be used for purchases, transfers, and bill payments
• Provide a digital record of all transactions

Virtual Card Use Cases:

• Safe online shopping
• Subscription services (e.g., Netflix, Spotify).
• No physical card required

Also Read About PPC FAB : Safe Prepaid Card by First Abu Dhabi Bank

Using QR Code Payments

QR Code payment is a standout feature in FAB Payit. It allows you to scan a QR code at the point of sale and make instant payments without a physical card.

Steps:

1. Tap “Pay via QR” in the app
2. Scan the retailer’s code
3. Confirm the payment amount
4. Done!

Popular Outlets Accepting Payit:

• Carrefour
• Sharaf DG
• Restaurants and salons across the UAE

Security and Data Protection in FAB Payit

FAB Payit is built with high-end security to ensure transaction safety.

Security Features:

• AES 256-bit encryption
• Biometric authentication (Face ID, fingerprint).
• Two-factor authentication (2FA).
• Timed session logouts

Common Issues & Troubleshooting FAB Payit

Despite being a robust app, users may encounter occasional issues. Here’s how to resolve the most common ones:

Issue	Solution
App not opening	Restart your phone or reinstall the app
Login errors	Reset password or clear app cache
Delayed transactions	Check internet connection and contact support
Card linking fails	Ensure card is active and allowed for online use

FAB Payit App vs Other UAE Wallets

Feature	FAB Payit	Apple Pay	Careem Pay
Bank-independent	✅	❌	✅
Bill Payments	✅	❌	✅
QR Payments	✅	❌	❌
UAE Pass Integration	✅	❌	❌
International Transfers	✅	❌	✅

Latest Updates and Future Roadmap for FAB Payit

As of 2025, FAB Payit continues to expand its capabilities:

Latest Updates:

• Expanded international remittance partners
• Loyalty rewards system launched
• Enhanced UI for smoother navigation

Planned Features:

• Integration with Buy Now Pay Later (BNPL).
• More merchant partnerships
• Support cryptocurrency transactions (pending regulations).

Customer Reviews and Ratings:

Here’s what users say:

• App Store Rating: 4.5/5 (12,000+ reviews).
• Google Play Rating: 4.4/5 (15,000+ reviews)

User Feedback Highlights:

1. “Super easy to send money to my family overseas!”
2. “Love the QR code for payment, no need for cash or cards.”
3. “The cashback deals are a bonus.”

FAQs About FAB Payit App

Final Thoughts

If you live in the UAE and are looking for a secure, fast, and multifunctional digital payment solution, the FAB Payit App is an excellent choice. With its support for peer-to-peer transfers, bill payments, international remittances, and even QR code payments, it ticks all the boxes for ease and convenience.