How to Open FAB Bank Account: Step-by-Step Guide for 2025
First Abu Dhabi Bank (FAB) stands tall as one of the largest and most respected financial institutions in the United Arab Emirates. Formed through the merger of First Gulf Bank (FGB) and National Bank of Abu Dhabi (NBAD) in 2017, FAB offers a robust suite of banking services. With a strong presence both locally and internationally, FAB continues to lead the region in innovation, digital banking, and customer satisfaction. Also Read FAB Balance Check
The bank is renowned for providing secure, efficient, and tailored banking solutions for individuals, SMEs, and large corporations. With its modern infrastructure and world-class services, FAB is a preferred choice for many residents and businesses.
Why Choose FAB Bank?
FAB is not just another bank; it’s a financial powerhouse trusted by millions. Here’s why many choose FAB for their banking needs:
- Reputation and Reliability: FAB is backed by years of experience and is regulated by the Central Bank of the UAE.
- Wide Range of Account Options: Whether you need a simple savings account or a corporate solution, FAB has something for everyone.
- Advanced Digital Services: From mobile apps to online portals, banking with FAB is seamless and secure.
- Rewards and Benefits: Account holders enjoy exclusive perks such as cashback, zero balance offers, and international remittance options.
Types of Accounts Offered by FAB
FAB caters to diverse customer needs by offering various account types:
Personal Current Account
- Perfect for daily transactions and salary transfers. Comes with a checkbook and a debit card.
Personal Savings Account
- Ideal for those who want to earn interest while saving. Offers competitive profit rates and free e-statements.
Elite and Islamic Accounts
- FAB’s Elite account offers premium banking services, while Islamic accounts adhere to Sharia principles and exclude interest-based earnings.
Business and Corporate Accounts
- For entrepreneurs and companies, FAB offers flexible business accounts with features like trade finance, overdraft facilities, and dedicated relationship managers.
Also Read About Ratibi Card Salary Check Online – Instantly View FAB Balance & Salary Status
Eligibility Criteria to Open an Account
Understanding the eligibility requirements is crucial before initiating the process:
UAE Nationals vs. Expats
- UAE citizens can apply with just an Emirates ID.
- Expats require additional documentation, including a valid residency visa and passport.
Age Requirements
- Must be at least 18 years old.
- Minors can open savings accounts with a guardian.
Income or Salary Requirements
- Most accounts require a minimum monthly income, usually starting from AED 3,000.
Also Read About FAB Online Banking: Every Detail You Need To Know
Documents Required for FAB Bank Account
Having the correct documentation will speed up your application.
For UAE Residents
- Original and copy of Emirates ID
- Passport with residency visa
- Salary certificate or employment letter
- Utility bill (for address verification)
For Non-Residents or Expats
- Valid passport
- Entry visa or residence permit
- Bank reference letter (if applicable)
For Businesses and Corporations
- Trade license
- Memorandum of Association
- Passport copies of all partners
- Chamber of Commerce certificate
Also Read About PPC FAB : Safe Prepaid Card by First Abu Dhabi Bank
Step-by-Step Process to Open an Account in Branch
Prefer a face-to-face experience? Follow these steps:
- Visit the Nearest FAB Branch: Locate the closest branch using the FAB website.
- Collect the Application Form: Fill in your personal and financial details.
- Submit Required Documents: Ensure all originals and copies are ready.
- Identity Verification: A bank representative will verify your identity.
- Wait for Approval: Typically takes 1-3 working days.
- Account Activation: Receive your debit card and welcome kit.
How to Open FAB Bank Account Online
FAB has streamlined the digital account opening process. Here’s how:
- Go to the FAB Website or App: Visit https://www.bankfab.com.
- Select ‘Open an Account’: Choose the type of account you want.
- Fill in Personal Details: This includes Emirates ID, contact info, and income.
- Upload Required Documents: Take clear photos or scan them.
- Video KYC: A short video call may be required to verify your identity.
- Confirmation and Activation: Once approved, you’ll get a welcome email and access to online banking.
Opening FAB Account via Mobile App
FAB’s mobile app makes the process even simpler:
- Download FAB Mobile App: Available on iOS and Android.
- Register with Emirates ID: Enter your details securely.
- Use the Digital Scanner: Scan documents directly from your phone.
- Receive Real-Time Updates: Track your application status within the app.
- Start Banking Digitally: Enjoy full access once activated.
Also Read About FAB Payit App: Features, Benefits & How to Use It
Minimum Balance & Account Charges
It’s important to stay informed about the costs and fees associated:
| Account Type | Minimum Balance | Monthly Fee |
|---|---|---|
| Personal Current | AED 3,000 | AED 26.25 (if balance not maintained) |
| Savings Account | AED 3,000 | AED 26.25 (if balance not maintained) |
| Salary Account | No minimum | No fee |
FAB Bank Account for Salary Transfer
FAB is an excellent option for those planning to route their salaries:
- Minimum Salary Requirement: AED 3,000
- Perks: Zero balance requirement, free debit card, higher withdrawal limits.
- Salary Advance: Eligible account holders may access short-term salary advances.
FAB Islamic Banking Options
For those seeking Sharia-compliant banking:
- Account Types: Current, savings, and investment accounts aligned with Islamic laws.
- Profit-Sharing: Based on Mudarabah principles.
- No Interest Charges: Islamic accounts avoid interest-based earnings.
To apply:
- Visit a FAB Islamic Banking branch or select “Islamic Banking” on the app or website.
Also Read About FAB Bank Salary Account Balance Check 2025 – Step-by-Step Guide
Benefits of Having a FAB Bank Account
Opening a FAB bank account comes with a range of attractive benefits designed to meet the needs of modern banking customers:
- Free Debit Card: Issued instantly upon account activation.
- Online & Mobile Banking: Manage your funds, pay bills, and transfer money anytime, anywhere.
- International Remittance Services: Competitive exchange rates and low fees for overseas money transfers.
- Access to Global ATMs: Withdraw cash worldwide via VISA or MasterCard networks.
- Loyalty Rewards & Offers: Enjoy discounts, cashback, and rewards on shopping, dining, and travel.
Additionally, FAB account holders receive top-tier customer support and timely alerts to help manage financial health efficiently.
Also Read About FAB iSave Account: A smart digital savings account
Common Mistakes to Avoid
Avoiding these pitfalls can help ensure your account is opened swiftly and without complications:
- Incomplete Documentation: Submitting unclear or partial documents can delay or deny your application.
- Incorrect Information: Ensure all data, especially your Emirates ID and contact details, is correct.
- Not Reading Terms & Conditions: Understand the fees, charges, and minimum balance rules to avoid surprises.
- Skipping KYC Steps: Failing to complete video KYC or identity verification can halt the process.
Take your time, double-check everything, and ask the FAB team if you’re unsure about any step.
How to Contact FAB Customer Support
Got questions? FAB offers multiple support channels:
| Channel | Contact Details |
|---|---|
| Phone Support | 600 52 5500 (within UAE) |
| [email protected] | |
| Live Chat | Available on the official FAB website |
| Social Media | Active on Twitter, Facebook, and LinkedIn |
| In-Branch Help | Locate the nearest branch via FAB’s online locator |
Final Tips & Recommendations
Here is how to make the most of your FAB banking experience:
- Choose the Right Account Type: Pick based on your financial habits—savings, current, or salary transfer.
- Use FAB Digital Services: Save time and avoid queues by using the FAB mobile app and online portal.
- Compare Before Committing: While FAB is highly competitive, compare with other banks to ensure it fits your exact needs.
- Stay Updated: Follow FAB on social platforms or subscribe to their newsletter for promotions and policy changes.
- Secure Your Account: Regularly update your passwords and avoid sharing OTPs or personal data.
FAQs About Open FAB Bank Account
What is the minimum salary required to open a FAB account?
The minimum monthly salary is AED 3,000 for most personal accounts. For elite or business accounts, requirements may be higher.
Can expats open a FAB bank account online?
Yes, expatriates with valid UAE residence visas and Emirates IDs can apply online or via the FAB mobile app.
Is video KYC mandatory?
Yes, FAB uses video KYC to verify the applicant’s identity digitally. It’s a short and secure process.
How long does it take to activate the account?
Once documents are verified, most accounts are activated within 1–3 working days.
Can I open a joint account with my spouse or family member?
Yes, FAB allows joint accounts for spouses and family members with the necessary consent and documents.
Are there any zero-balance account options available?
Yes, FAB offers zero-balance salary accounts for eligible customers who meet minimum salary requirements.
Final Thoughts
Opening a FAB bank account in 2025 is a straightforward process, whether you opt for a digital route or prefer traditional in-branch service. With various account types, world-class features, and comprehensive support, FAB ensures a smooth experience for individuals and businesses alike. If you are ready to take charge of your finances in the UAE, opening a FAB bank account is a smart, future-ready choice.